Integrity

Why Premier

Integrity

True Cost-Plus Pricing Structure

Single Point-of-Contact Service Manager

Simple and Precise Conversion Process

Comprehensive Online Reporting

PCI Compliance Expertise

Mission

Integrity

True Cost-Plus Pricing Structure

Single Point-of-Contact Service Manager

Processor Technology, Reliability and Security

Simple and Precise Conversion Process

Comprehensive Online Reporting

Full Funding of American Express and Wright Express

PCI Compliance Expertise

Company Leadership and References

Mission

Premier Payment Resources creates long-term relationships with clients through 1.) a straightforward pricing model for every client, and 2.) a strong committment to personal service and industry expertise.

Every client has the right to know every fee-- which fees originate from Visa/MC/Discover/Amex, and which fees come from the ISO or Processor. Premier prices nearly every client with the True Cost-Plus pricing strucuture, which fully discloses the processing percentage and authorization fee charged above True Cost.

Premier Payment Resources has immediate access to each client's servicing information at all times, allowing Premier to be incredibly responsive to information and service needs through a personal relationship. As further evidence of our commitment to Integrity:

We will not lease credit card processing equipment to any client for any reason. This practice is never in the client's best interest.
We pass-through the full Debit Legislation savings for all Cost-Plus clients.

TRUE COST-PLUS PRICING STRUCTURE

Premier offers Cost-Plus pricing, maximizing client savings by utilizing true Interchange rates (reference Interchange tables on respective bankcard public web sites), and fully disclosing Interchange, Association, and Processor fees. Cost-Plus pricing is the same pricing model used by many major coporate businesses.

Premier Payment Resources does not add additional profit to rewards, keyed and corporate cards, but rather passes-through the difference in price for these cards at true Interchange Cost. Although the Interchange rate is more or less expensive for different card types accepted, having the same percentage from the processor for all card types minimizes certain up-charges (often referred to as Mid and Non Qualified fees) that are assessed to many merchants.

SINGLE POINT-OF-CONTACT SERVICE MANAGER

Premier is always primarily a service organization. Regardless of which processor a business chooses, some party-- whether an internal call center through an 800 number, or a Merchant Services group like Premier-- will provide ongoing service. Premier is dedicated to providing efficient and personalized service when equipment malfunctions, a customer states they were charged twice, or a transaction is disputed.

Premier is not a broker, shopping different processors for the lowest rate, but rather a service provider for clients who choose to process with First Data. After the initial decision to work with a processor, the Payment Card Industry carries with it a major component of ongoing service. Our single point-of-contact service orientation means that we are accessible, responsive, and proactive.

PROCESSOR TECHNOLOGY, RELIABILITY AND SECURITY

As a service organization, Premier Payment Resources is pleased to offer the technology, reliability, and security of First Data. Founded in 1969, First Data is now a global technology leader in information commerce, touching the majority of the nation's transactions.

First Data Corporation and its partners were acknowledged as the world's largest merchant acquirer by The Nilson Report in 2007, processing approximately 20 billion transactions and more than $952 billion in annual bankcard volume (The Nilson Report, March 2008, Issue 8 99). First Data was ranked as the "Best Electronic Commerce Provider" in Global Finance's annual Best Treasury and Cash Management Banks and Providers Awards in 2007. In 2009, First Data Corporation processed transactions for more than 6 million merchant locations worldwide.

Premier Payment Resources offers First Data's aggressive pricing and cutting edge technology, along with a strong commitment to service.

SIMPLE AND PRECISE CONVERSION PROCESS

We are dedicated to making the conversion process simple and seamless for clients and we complete this process every day, taking ownership for each aspect and providing personal attention throughout. The simple conversion steps are as follows:

Paperwork can be completed in a few minutes.
Account set-up is completed, and all merchant numbers are tested. All accounts are subject to final approval before setup.
We personally download most equipment and assist with running test transactions.
Clients are supplied with voice approval numbers and 24-hour help desk numbers, along with single-point-of-contact service manager cell phones.
Often, a rate review is conducted after the first full month of processing to verify all savings.

We look forward to making your client conversion an enjoyable and painless experience.

COMPREHENSIVE ONLINE REPORTING

Our Online Reporting tools allow clients to see all batch, transaction, and bank settlement information 24/7, and are invaluable for accounting and analysis. Available reports include Sales and Returns Volume, Chargebacks and Retrievals, and Month and Year-to-Date Summaries. Processing statements are also available on or near the 4th day of each month. Please contact your service manager for assistance navigating the website, or to obtain the reports that fit your business' needs.

FULL FUNDING OF AMERICAN EXPRESS AND WRIGHT EXPRESS

Premier is pleased to offer Wright Express and American Express full funding in the same deposit as Visa/MC/Disc/Debit/Voyager, speeding deposits and reducing reconciliation time. Full funding of these card types is subject to seperate approval and certain limitations. Please ask your service manager for more information.

PCI COMPLIANCE EXPERTISE

PCI-DSS stands for Payment Card Industry-Data Security Standards. The Card Associations have established these standards to protect merchants and cardholders from cardholder information theft. Merchants that are not compliant with the Cardholder Associations run the risk of fines, increased monitoring, and even possible revocation of the ability to process credit cards.

Premier Payment Resources is very proactive in helping merchants become and stay PCI Compliant. PCI Compliance is a necessity for business security and a mandate from the Associations. It is the merchant's sole responsibility to be PCI Compliant. However, we look forward to assisting clients with this critical security process.

COMPANY LEADERSHIP AND REFERENCES

Premier Payment Resources’ company leadership has over thirty years of payment processing experience, servicing clients in nearly every industry in over 40 states. With Premier, we wanted to build:

An organization that offers expertise and service through a unique client relationship.
A business model based on full disclosure and low pricing above True Cost, allowing us to keep our average client much longer than the industry standard.
A team that shares our desire for integrity, service, and drive, building long term relationships with clients as they build their own lifelong businesses.

MISSION

The Stallion in our logo embodies the strength, courage, and stamina we strive for as outside sales people, and that is always evident in the successful business owners we service. The Stallion is an image of freedom and of the values that have made our country great. As a company, we want to lead with:

- Integrity in all relationships and transactions

- Service that is selfless and quick to respond

- Devotion to the task that is both tenacious and consistent